SBI SO Job Profile and salary Structure 2019 check SBI SO salary Here / What is the salary of an (SBI SO) State Bank of India Specialist Officer

SBI SO Salary 2019 Specialist Officer Pay Structure with Allowances, Career guide what is the salary of SO in bank.

SBI SO Salary 2019 and Allowances, Promotion Career Complete guide 

SBI SO Full From The post of the specialist officer is regarded as one of the highly prestigious posts. Every Year lakhs of candidates appear for the exams. The posts of the specialist officer have a challenging work profile and career growth and salary. 

What is the Salary of SBI SO? State Bank of India (SBI) Department conducts Specialist Officer exam SBI SO 2019 every year for various Scale I and Scale II posts.

Most of the participants who are starting their Preparation of SBI SO Exam unaware of the latest SBI Specialist Officer salary and perks. 

SBI SO SPECIALIST CADRE OFFICERS is one of the most coveted posts in SBI. The post of SO offers a very good opportunity to graduates in IT who want to make a career in the banking industry. To make a well-informed career choice one must be well aware of various parameters related to the particular post. However, many candidates may not be knowing about the job profile, career prospects, working environment ect.. about this post. Hence, we are providing some essential information about the same, so that you may get an idea of essential parameters related to the post of SO. 


SO (IT) provides technical help, run different software jobs to compile date, generates reports, develops internal websites and other regular technical works. Some Specific works to be carried out are listed below.

Maintaining IT infrastructure of the back 

Coordinating with vendors for development, Maintenance, procurement of software, hardware and other services 
Monitoring of technical infrastructure and its maintenance like database, security ect.

Data mining and reporting for business units 

Troubleshooting PC issues 

Server maintenance 

Managing the maintenance of ATM machines 

➪ Troubleshooting proprietary software issues

Some basic tasks like installation, formatting, and troubleshooting windows 

SBI SO Career Growth 

Specialist Officers form a very small fraction of SBI workforce, thus resulting in limited opportunities for career growth. The career growth of Specialist Officers whether it be IT, Law, Civil or Electrical has been somewhat lower in comparison to Generalist (Banking) Officers as the vacancies shrink higher upthe  ladder. it takes at least four years for an AM (Systems) to get promoted to the next post, whereas a Probationary Officer is eligible for his next promotion just after 2 years.  

For the first two promotions, there is a provision for a written exam and an interview. Thereafter, for promotion to higher scales, there is no provision for interview or written exams. 

Although Oracle certifications, CCNA ect. is not mandatory for promotions, you can avail the facility of fees reimbursement for these courses and exams.

An Assistant Manager (Systems) JMGS-I can be promoted to the post of Deputy Manager (Systems) MMGS-II in a span of four to five years and further to the post of Manager (Systems) gets promoted is to the rank of General Manager (Scale VII). 

But considering the inclination of Banking industry towards greater digitization, the career prospects of AM (Systems) seem relatively brighter in the future. 

SBI SO Salary 

The Basic Pay of an AM (Systems) is 2370. The in-hand salary is above 40k. However, the four additional increments that are admissible to PO at the time of joining are not applicable for Specialist Officers. But you can earn increments after qualifying JAIIB and CAIIB exams conducted by Indian Institute of Banking and Finance. 

Apart from salary, monthly perks include

Reimbursement of cost of 55 litres of petrol if you own a two wheeler and a bit higher if you own a four wheeler 

Tea/Entertainment Expenses - 750 (approx)

Newspaper Material and Casual Labour - 700 (approx) 

Cleansing Material and Casual Labour - 700 (approx) This perk is applicable only if one has availed furniture allowance facility of the bank.

Note that you don't have to submit any bill for all these. the amount just gets credited in addition to your monthly salary.

The details of the Scale of Pay for different posts is shown below.



Sr NO Scale of Pay

Junior Management Grade Scale I (JMGSI)
Middle Management Grade Scale II (MMGS II)
Middle Management Grade Scale III (MMGS III)
Senior Management Grade Scale IV (SMGS-IV)
The scale of Pay applicable to different grade are furnished above. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund, LFC, Medical Facility ect. as per rules in force from time to time. 

Other Important Perks

1. Leased Accommodation: One can also avail the facility of leased accommodation facility provided by SBI to its employees. The rent permissible varies city. The lease amount gets paid directly to the landlord/house owner. 

2. Furniture Allowance: Furniture allowance of approx. 1 lakh is granted. You can use this to purchase furniture as per your choice.

3. Some other perks are reimbursements for the purchase of mobile handset, briefcase, mobile bills, residential landline telephone bills, Loans at a concessional rate of Interest ect.

SBI also offers home loans at a very concessional rate of 8% along with other loans at concessional rates. 

SBI SO Work Pressure 

The work pressure for an AM (Systems) is low in comparison to Probationary Officers because they don't have to do public dealing. You don't have to work after office hours except in exceptional circumstances as an IT officer gets to work only in the backed of banking operations. unlike  PO wich is a generalist Job. Hence, this post is one of the best among all banking jobs when it comes to work life balance. Though. you have to work beyond officers in case of exigencies.

SBI SO Transfer and Postings 

An SO gets posted only in a metro city, Zonal office or Head office. A huge number of selected candidates are posted in Mumbai and the rest are posted in various other cities across India. They get posted either in Local Head Offices (usually State Capitals) or Zonal Offices (in Tier II cities). Apart  form this the transfers are also not frequent. However, one is liable to be posted any where in India. 

SBI SO Pros 

The leased accommodation facility is a huge plus point 

Attractive salary and allowances 

You get medical facility for yourself as well as your dependents 

A respectable job

Good work life balance 


Slow promotions 

Area of operation confined only to the technical field 

The given details about various parameters will help you in making a well-informed decision to opt AM (Systems) as a career choice. The post of AM (Systems) offers bright career prospects and attractive remunerations. Moreover, being a part of a highly reputed organisation like SBI is a matter of pride in itself. 

To help you with your exam preparation. we have started a new integrated course in accordance with the exam pattern. This course will be your ferry in the river of competition and will take you to the verge of selection. 

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